Globally, 69% of remitters agree that trust in a new way of moving money depends more on who offers it than on the technology itself.1 This is one of many insights from Visa's Money Travels: 2026 Digital Remittances Adoption Report, based on responses from over 45,000 remitters across 20 countries. The report explores how consumer expectations and payment behaviors are evolving worldwide.
While digital apps remain the preferred way to send and receive money, they are only part of a broader transformation in remittances. Consumers are adopting new ways to move money, including stablecoin and AI-powered experiences, but only when these tools come with strong protections and from trusted providers. As innovations accelerate, The Money Travels: 2026 Report is essential reading for business leaders looking to stay ahead of emerging trends and growth opportunities in global remittances.
Why trust is the foundation of innovation How bank-level fraud protection and deposit safeguards drive adoption of innovations such as stablecoins.
How remittance behaviors are evolving The use of digital banking, apps, and technologies like stablecoins for payments is growing.
Where the biggest growth opportunities lie: Key remittance corridors and high-potential markets.
What is motivating consumers to send money internationally: Including shifting expectations around speed, cost, and security.
How perceptions of safety shape adoption: Why security remains a critical differentiator in digital transactions.
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